This is where I stand

Okay so I just turned a year older...33. I feel like now is a perfect time to start being truly accountable to my current finances....a new year....a new start....it's time to get cracking on eliminating my debt. I know it won't be easy. I know I'll make PLENTY of mistakes along the way. I will own up to each and every good day and bad day.

So as I turn 33 (ending 32), this is where I stand:
Mastercard: 15468.75 (7.99%)
Amex: 8420.94 (9.99%)
TOTAL: 23889.69

I just rec'd notification that my Amex APR will be jumping to 15.99%. WTF?!?!?! I opted out which means I will be closing this account by July 2009. In the meantime, I opened another card with 0% balance transfer. I was only given $2K limit. Hopefully when I receive the card, I can call to request an increase. I would like to transfer thhe whole balance of my amex over.
I'm assuming my credit score probably took a hit from this. I currently stand around 772 according to Equifax. I'll have to wait and see what this does to it. (sigh)
I honestly don't know how to best tackle this. I'm in the process of gathering my expenditures from the past 2 months to see where I are the biggest pitfalls. I've already cut back on eating out/ordering-in multiple times in one week -- but not such an easy task when living in NYC. I'm trying to cut back on taking the taxis at a drop of a pin. These are immediate things that pop out at me.

Double incentive cutbacks: I recently purchased 2 Camelbak water bottles (10.99 each) - one for work and the other for the gym. I normally buy Poland Spring sports bottles -- granted I had it delivered by the 'slate' which was cheaper. However, I felt so guilty b/c of the plastic waste I kept throwing out. So I stopped order the 24 bottle delivery. And now, I'll be using these reusable water bottles. Most of the time, I ended up buying water at the gym b/c it was too cumbersome to carry a bottle from home (I normally go to the gym right after work...so that would mean carrying the bottle around all day). So that was $1.75 I would spend on water 6x a week. A little more saved. PLUS, a little less plastic waste produced.

Taking my first stab at this...

So lately I've been reading these different blogs on people discussing their finances - specifically their debt and how they're eliminating it. By blogging about their debt, they seem to keep themselves accountable. And along the ways, they're ideas or steps have helped other people. I know I've picked up a few good tips. Hopefully those tips will help me.
So this is my first stab at getting my debt in check. I have yet to get a handle on it. I'm hoping that if I put out on a blog, I'll be a bit more accountable to myself. I'll try to be as brutally honest as possible. Should you come across this and have an opinion about what I should be doing...what I shouldn't be doing...or something I've missed altogether, please comment. I'll try to take the good, the bad and the ugly.